What We Do

Clarifying the definition of Wealth Management

If you ask ten “wealth managers” to define wealth management, you’ll almost definitely get ten different answers, and most are likely to be heavily focused on investing. As a client of Bond Financial, you will benefit from a cutting edge team that has a clear and comprehensive vision of wealth management.


Astute INVESTMENT CONSULTING requires us to deeply understand each family’s most important challenges and to then design investment strategies that take into account the family’s time horizons and tolerance for risk. It also requires that we review not only our clients’ portfolios but also their financial lives on a regular basis so that we can make adjustments to the investment strategies as needed.


The second element of wealth management, ADVANCED PLANNING, examines and manages all the issues beyond investments that are important to the financial lives of successful families. We place these issues into four major categories:

1. WEALTH ENHANCEMENT: mitigating your tax burden and maximizing cash flow
2. WEALTH TRANSFER: taking care of your heirs
3. WEALTH PROTECTION: taking care of what matters most to you
4. CHARITABLE GIVING: making a difference in the world

In our experience, very few financial advisors address these four concerns in any systematic, comprehensive manner.


RELATIONSHIP MANAGEMENT is the third element of wealth management. To effectively address our clients’ range of overlapping, frequently complex financial concerns, we build relationships within three groups.

The first is our clients. It is only through solid, trusted client relationships that we can fully understand and help manage our clients’ needs effectively over time.

Second, we have developed and maintain a network of other professionals we can call in on a case-by-case basis to help address specific client needs.

Finally, we pride ourselves on working effectively with our clients’ other professional advisors, such as attorneys and accountants. This collaborative approach leverages those advisors’ knowledge of the clients’ financial challenges while helping to provide an integrated, holistic approach to their finances.

Through our work in each of the three areas—investment consulting, advanced planning and relationship management—we can help you make informed decisions about every aspect of your family’s financial life.

Neither New York Life Insurance Company, nor its agents, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.